Thomas Ong's Smaller Flat and My Own Mortgage Question
Actor Thomas Ong's move into a smaller flat, and Colin Lau's early retirement before him, raise the same question: how much of the freedom I want is tied up in the home I think I need?
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I Could Be Mortgage-Free. So Why Am I Still Thinking About a Bigger Loan?
Selling my home could let me buy an HDB flat with no mortgage at all. Instead of taking that immediately, part of my brain started checking whether I should borrow more for a bigger private property instead — while the banks still say I can.
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Should I Top Up My Child’s CPF or Invest for Them?
Compare a child CPF top-up with keeping cash accessible or investing for the long term. The headline rate is only one part of the trade.
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Where Is Your Enough Point? Switch Off the Paycheque
A bigger salary is not the same as freedom from work. Try a monthly cash-flow check, then see what changes when work income stops.
Read moreTools to Calculate Your Enough Point
Tools and calculators we built to help you arrive at your own enough point. Everybody's different.
Condo Side By Side Compare
Quickly compare 3 condominiums and we will let you know the pros and cons of each.
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Shows you when to capture your next payment milestones to maximize cashback.
Learn moreThe Enough Point Check
Two scenarios side by side — what covers your household today, and what still would if work income stopped.
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Latest Articles
Thomas Ong's Smaller Flat and My Own Mortgage Question
Actor Thomas Ong's move into a smaller flat, and Colin Lau's early retirement before him, raise the same question: how much of the freedom I want is tied up in the home I think I need?
8 New SGX ETFs: What Are You Really Buying?
Eight new SGX ETFs bring more choice. See what they hold, where they overlap, and how fund fees, trading charges and access differ.
S&P 500 ETFs on SGX: Which Ones Avoid US Estate Tax?
Since 13 October 2026, four Ireland-domiciled index funds trade on SGX in Singapore dollars, within reach of SRS money. What decides the US estate tax, what the listing changes, what it costs against S27 and CSPX, and why an existing overseas holder may gain little.
I Could Be Mortgage-Free. So Why Am I Still Thinking About a Bigger Loan?
Selling my home could let me buy an HDB flat with no mortgage at all. Instead of taking that immediately, part of my brain started checking whether I should borrow more for a bigger private property instead — while the banks still say I can.
Fed Rate Hike: What US Shares, Gold and the STI Did Next
The Fed raised rates this week for the first time since 2023, and every feed has a table of what happens next. We ran all six first hikes since 1994 on free public data — US shares, gold and the STI, in Singapore dollars — with the usual outcome beside every number. The one-month dip is real; the rest is six observations.
Should I Top Up My Child’s CPF or Invest for Them?
Compare a child CPF top-up with keeping cash accessible or investing for the long term. The headline rate is only one part of the trade.
Where Is Your Enough Point? Switch Off the Paycheque
A bigger salary is not the same as freedom from work. Try a monthly cash-flow check, then see what changes when work income stops.
Redefining Your Enough Point
Colin Lau stopped working at 35 without first becoming rich. His choices may be too extreme for most Singaporeans, but they raise an important question: how much is enough for the life we actually want?
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