#Credit Cards

All posts tagged with "Credit Cards".

#Credit Cards

Your Miles Card Stops Paying After S$1,000 a Month

fiAug 13, 2026

Somebody puts S$4,000 a month on a card advertising 4 miles per dollar, and assumes they are earning 4 miles per dollar. They are earning 1.3. Nothing went wrong and nobody was misled — the bonus rate simply stops after the first S$1,000 each month, and everything above it earns about a tenth as much. This is what that costs, why the obvious fix usually does not work, and how to tell in five minutes whether the whole exercise is beating a cashback card you could carry without thinking about it.

What Are KrisFlyer Miles Worth? One Cent, or Five

fiAug 12, 2026

You have a balance and the airline shows you no price. The honest answer is that a KrisFlyer mile is worth somewhere between about one cent and five cents, which on 100,000 miles is the difference between S$1,000 and S$5,000 — and which end you land on is almost entirely your decision, not the airline's. Here is what sets it: the floor that turns out to be a ceiling, the reason business class changes everything, the one question that stops you flattering yourself, and our own ledger of nine confirmed bookings.